What is Roundups?

The Roundups app is a new way to donate to charities, schools and other good causes. It allows you to automatically donate pennies as you spend. Roundups rounds up all of your card payments to a whole number and donates the pennies to a good cause that you choose.

You can choose to round up your card payments to the nearest 10p, 50p or £1.00.

We also report back on how your donations are being spent so that you can track just how amazing the impact of your pennies are!

How does Roundups work?

Roundups works by linking to your bank account or credit card, reading what you’ve spent and debiting penny donations accordingly.

Which transactions are rounded up?

We round up most of your outgoing payments.

Payments that would be rounded up include:

  • Point of sale card payments e.g. Contactless or Chip & Pin payments in a shop
  • Online card payments e.g. online shopping

Payments that would not be rounded up include:

  • Bill payments e.g. direct debits and standing orders (Although, it is possible! Should we include bill payments? - let us know)
  • Bank transfers to anyone

When and how are Roundups donations calculated and debited?

Roundups donations are usually calculated and debited as soon as they receive the transaction data from your bank. This is usually within a few hours of the payment being made, but it can vary.

Here are some examples of Roundups calculations

If you set your Roundups to 10p, your Roundups for a day might look like this:

£5.00 spend = 0p donation (it’s already a whole 10p)

£2.30 spend = 0p donation (it’s already a whole 10p)

£10.96 spend = 4p donation

£3.14 spend = 6p donation

If you set your Roundups to 50p, your Roundups for a day might look like this:

£20.00 spend = 0p donation (it’s already a whole 50p)

£3.50 spend = 0p donation (it’s already a whole 50p)

£6.05 spend = 45p donation

£18.71 spend = 29p donation

If you set your Roundups to £1.00, your Roundups for a day might look like this:

£7.00 spend = 0p donation (it's already a whole £1.00)

£10.99 spend = 1p donation

£2.50 spend = 50p donation

£3.14 spend = 86p donation

Work with your bank

With your permission, we safely and securely integrate with your online banking or credit card provider

Calculate Roundups

Our app uses your transaction data to calculate your Roundups as you spend

Debit donations

When your Roundups accumulate to £5.00, we initiate a £5.00 donation from your account

Does Roundups make money?

Yes, just enough to provide the service!

Roundups Fundraising Services Ltd is a Social Enterprise. We have a social impact mission that is legally written into the structure of our company. Roundups involves complicated technology and we do have costs to cover. 5% of all user donations currently go towards sustaining the Roundups platform. This covers unavoidable expenses like payment processing fees, app maintenance, staff and promotional activity which, in turn, helps to build the community and facilitate even more penny donations!

We plan to reduce the 5% admin fee as our user base increases.

Security and Privacy

Bank level security

We work within the Open Banking Regulations and with major FinTechs to ensure that your banking and personal information is always safe and secure. Find out more about how we are regulated and how we use Open Banking APIs here.

Data Privacy

We do not store or share your data with any third party. Your transaction data is not accessible by anyone but you. Our technology only reads the transaction data in order to calculate the roundup figure to debit.